Primary Shares Account

Become a member by opening a savings account with just $25!

Our savings accounts come with these outstanding benefits:

✔ Direct Deposit

✔ e-Statements

✔ Schedule automatic transfers for payroll distributions to other Members First Community Credit Union accounts

✔ 24/7/365 account access online or with our mobile app

✔ NCUA insured

Special Shares

Christmas Club

We understand that the holiday season is a time for joy, not financial stress. That's why we offer our Christmas Club Savings Account, designed to make your holidays merrier and more affordable! With flexible saving options, being able to deposit a little or a lot – Members First Christmas Club makes it easy for you to earn more for the holidays! Open this account with any amount and pull your holiday savings in mid-October to get started on your holiday events!

Vacation Club

Unlock Your Dream Getaway with a Members First Community Credit Union Vacation Club Savings Account. Your passport to adventure, start saving effortlessly with an account designed to help you explore the world’s wonders, one deposit at a time. Start saving for your adventure today!

Matrimoney Account

Are wedding bells in your future? We believe that every love story deserves a memorable ceremony. That's why we've crafted the perfect gift-giving solution just for you – our Members First Community Credit Union Matrimoney Wedding Registry Account. Our Matrimoney Account gives your family and friends a convenient and secure method to give cash gifts to the happy couple. PLUS! We will contribute the first $25. 

Our Matrimoney Account also includes these great bonuses: 

✔ Free Registry cards for your announcements and invitations 

✔ No minimum balance requirements to earn dividends

✔ No monthly service fees

Let us help you on your path to wedded bliss!

High-Yield Savings Account

At Members First, we believe in putting your financial well-being at the forefront. That’s why we’re thrilled to introduce our new High-Yield Savings Account, designed to help you grow your savings faster and achieve your financial goals sooner.

Why choose our high-yield savings account?

✔Competitive Interest Rates: Our high-yield savings account offers some of the most competitive interest rates in the market, ensuring that your money works harder for you.

✔No Hidden Fees: With Members First, transparency is key. Enjoy peace of mind with no hidden fees or surprise charges.

✔Flexible Access: Your money is always within reach. Whether you need to transfer funds or make a withdrawal, accessing your savings is easy and convenient.

✔Safe and Secure: Your savings are protected with us. Members First is committed to providing a secure environment for your financial assets.

✔Personalized Service: Our dedicated team is here to support you every step of the way. Experience the difference with personalized service tailored to your unique needs.

Watch your savings grow with higher interest rates and the exceptional service you deserve. It’s time to elevate your savings game and secure your financial future.

For current High-Yield rates - check with a Member Service Representative today!

Individual Retirement Accounts 

When it comes to your retirement, peace of mind matters.

At Members First Community Credit Union, we're here to help you build a brighter future with our Individual Retirement Accounts (IRAs). 

We offer the following IRA options: 

✔ Traditional IRA

✔ Roth IRA

✔ Education IRA

IRA Accounts offer flexible savings that include:

✔ $100 minimum deposit

✔ No annual fees

✔ No early withdrawal penalty fee

Secure your tomorrow, today!

View all Account and Loan Rates

Health Savings Accounts

Don't compromise on your well-being or your financial security.

At Members First Community Credit Union, we have a smart and flexible way to take control of your healthcare expenses and your financial future - Health Savings Accounts (HSAs). An HSA is your secret weapon against rising healthcare costs. 

✔ Save for medical expenses tax-free, including doctor's visits, prescriptions, and more 

✔ No monthly or annual service fees 

✔ Contributions can be accepted through direct deposit 

✔ Your funds can be debit card accessible 

Your health and financial well-being matter.

Kasasa Saver

In the world of Kasasa®, money doesn’t grow on trees, but your savings grow effortlessly.

Every time you earn rewards in your Kasasa Cash® or Kasasa Cash Back® checking account, they are automatically transferred into Kasasa Cash Saver® and Kasasa Cash Back Saver®, where you can earn dividends on your rewards. You’ll need to have a Kasasa Cash or Kasasa Cash Back checking account to use Kasasa Saver. 

✔ 1.00% APY** on balances up to $25,000 when qualifications are met

✔ Base rate of 0.05% APY** on all balances, even if qualifications are not met

✔ Automatic transfers of Kasasa Cash® earnings make saving easy

✔ No monthly maintenance fees — so your money stays with you

Ready to put your rewards to work? It’s easy. All you have to do to qualify is:

✔ Open any of our 2 Kasasa Checking Accounts – Cash Checking or Cash Back Checking

We understand life gets busy. If you don’t meet the qualifications in one month, your account is still free, and you can try again the following month.

Put your savings on autopilot with Kasasa Saver.

Disclaimer
Should the account become disqualified for three (3) consecutive months, the KASASA Checking Account will be closed and converted to a regular, free MFCCU Checking Account - earning no dividends. In the instance that a Member would like to convert from one KASASA Checking Account type to another, they may do so after the original choice has been open and active for six (6) consecutive months. *Rates subject to change at any time.