Your Security
For site security purposes and to ensure that this service remains available to all users, software programs are employed to monitor network traffic to identify unauthorized attempts to upload or change information or otherwise cause damage.
Your Information
For site management, information is collected for statistical purposes. Computer software programs are used to create summary statistics, which are used for such purposes as assessing what information is of most interest and least interest. No personal information, such as your name or address, is collected or used for this analysis. We collect no information that would identify you personally.
Our Website
This website and the information it contains are presented as a service to our members and the general public. While we have attempted to ensure that the information presented is accurate, errors may nonetheless occur. We assume no responsibility for any person's reliance on the information presented on this website for any purpose. Unauthorized access or use of the website is not permitted and may constitute a crime punishable by law.
Members First Community Credit Union Privacy Notice & Disclosure
| What Does Members First Community Credit Union Do With Your Personal Information? | |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|
| How? | All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Members First Community Credit Union chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Members First Community Credit Union share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. |
Yes | No |
| For our marketing purposes— to offer our products and services to you. |
Yes | No |
| For joint marketing with other financial companies. | Yes | No |
| For our affiliates’ everyday business purposes— information about your transactions and experiences. |
Yes | No |
| For our affiliates’ everyday business purposes— information about your creditworthiness. |
No | We don't share |
| For our affiliates to market to you— to offer insurance and loans. |
Yes | Yes |
| For non-affiliates to market to you— to offer insurance and loans. |
Yes | Yes |
| To limit our sharing | |
|---|---|
| Call 1 (888) 221-6328 or go to the Credit Union | Please note: If you are a new customer, we can begin sharing your information 45 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. |
| Who we are | |
|---|---|
| Who is providing this notice? | Members First Community Federal Credit Union |
| What we do | |
|---|---|
| How does Members First Community Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Members First Community Credit Union collect my personal information? | We collect your personal information, for example, when you
|
| Why can’t I limit all sharing? |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. |
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices apply to all joint account holders on the account. |
| Definitions | |
|---|---|
| Affilliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. |
What Happens With Your Information
When you send us personally identifying information, for example, in an electronic mail message containing a question or comment or by filling out a form that e-mails us information, we use this information to fulfill or respond to your requests. We may store these requests to provide us with information for future improvements to our website. We may forward your e-mail to other credit union employees who are better able to respond to your request. Members First Community Credit Union may also use this information to help us do our work. We do not create individual profiles with the information you provide. Members First Community Credit Union does not sell or transfer personal information obtained via our website to third parties unless required by law.
Members First Community Credit Union, your member-owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are equally committed to protecting the privacy of our members. Under federal law, we are required to give you this privacy notice. It describes our credit union's privacy policy and practices concerning the personal information we collect and disclose about our members. It also includes information about the parties who receive personal and sometimes nonpublic information from us as we conduct the business of the credit union. These practices are followed by the credit union.
If after reading this notice you have questions, please contact us at 1 (888) 221-6328 or write to:
Members First Community Credit Union
1201 N 24th St.
Quincy, IL 62301
Administrative Code
TITLE 38: FINANCIAL INSTITUTIONS
CHAPTER II: DEPARTMENT OF FINANCIAL AND PROFESSIONAL REGULATION
PART 185 CREDIT UNION COMMUNITY REINVESTMENT
SECTION 185.APPENDIX B ILCRA NOTICE
Section 185.APPENDIX B ILCRA Notice
a) Notice for main office. A credit union shall prominently display the following notice at its main office and on its website.
ILLINOIS COMMUNITY REINVESTMENT ACT NOTICE
Under the Illinois Community Reinvestment Act (ILCRA), the Secretary of the Department of Financial and Professional Regulation (Secretary) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations, and consistent with our common bond. The Secretary also takes this record into account when deciding on certain applications submitted by us.
Your involvement is encouraged.
Members and persons eligible to join our credit union are entitled to certain information about our operations and our performance under the ILCRA, including, for example, information about our branches, such as their location and services provided at them; the public section of our most recent ILCRA Performance Evaluation, prepared by the Secretary; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments. You may review this information today.
At least 30 days before the beginning of each quarter, the Secretary publishes a list of the credit unions that are scheduled for ILCRA examination by the Secretary in that quarter. This list is available from the Secretary at 320 West Washington Street, 3rd Floor Springfield, IL 62786 and 555 W. Monroe St., Suite 500, Chicago, IL 60661. You may send written comments about our performance in helping to meet community credit needs to Teri McEwen, 1201 North 24th Street, Quincy, IL and to the Secretary at 320 West Washington Street, 3 rd Floor Springfield, IL 62786 and 555 W. Monroe St., Suite 500, Chicago, IL 60661 or electronically athttps://idfpr.illinois.gov/admin/cra.html. Your letter, together with any response by us, will be considered by the Secretary in evaluating our ILCRA performance and may be made public.
You may ask to look at any comments received by the Secretary. You may also request from the Secretary an announcement of our applications covered by the ILCRA filed with the Secretary.