Kasasa Cash

Our free Kasasa Cash® checking account refunds your ATM withdrawal fees nationwide¹, has no monthly maintenance fee, AND pays you high dividends. That’s a big win just for doing checking basics!

Here are a few highlights of your benefits: 

✔ No minimum balance

✔ No monthly maintenance fees

✔ ATM refund fees – up to $15 per cycle 

✔ 4.00% APR* up to a balance cap of $15,000.00

✔ Earn a base rate of 0.05% APY**

Qualify each cycle by:

✔ At least 12 debit card transactions (min. $5.00 purchases)

✔ e-Statements required

✔ Online Banking (must enroll and log in at least once per cycle)

✔ Have an active ACH debit, credit, or Bill Pay

We understand life gets busy. If you don’t meet the qualifications in one month, your account is still free, and you can try again the following month.

Should the account become disqualified for three (3) consecutive months, the KASASA Checking Account will be closed and converted to a regular, free MFCCU Checking Account - earning no dividends. In the instance that a Member would like to convert from one KASASA Checking Account type to another, they may do so after the original choice has been open and active for six (6) consecutive months. *Rates subject to change at any time.

Kasasa Cash Back

If your checking doesn’t regularly reward you, you’re missing out.

Free Kasasa Cash Back® refunds your ATM withdrawal fees nationwide, with no monthly maintenance fee, ever. It also pays you for debit card purchases…just because. 

✔ No minimum balance

✔ No monthly maintenance fees

✔ ATM withdrawal fee refunds up to $15.00 per cycle

✔ 5.00% APR* up to a balance cap of $10.00

Qualify each cycle by:

✔ At least 12 debit card transactions (min. $5.00 purchases)

✔ e-Statements required

✔ Online Banking (must enroll and log in at least once per cycle)

✔ Have an active ACH debit, credit, or Bill Pay

We understand life gets busy. If you don’t meet the qualifications in one month, your account is still free, and you can try again the following month.

Should the account become disqualified for three (3) consecutive months, the KASASA Checking Account will be closed and converted to a regular, free MFCCU Checking Account - earning no dividends. In the instance that a Member would like to convert from one KASASA Checking Account type to another, they may do so after the original choice has been open and active for six (6) consecutive months. *Rates subject to change at any time.

Kasasa Play

With Kasasa Play checking, you can get rewarded for streaming music, video, gaming, and other select streaming services. Every month you qualify, we will automatically refund you on debit card purchases with any of the streaming vendors that participate. These include Nintendo, PlayStation, Twitch, Xbox, Amazon Prime, CBS, HBO, Disney Plus, ESPN, Pandora, Spotify Apply Music and more!

Free Checking Accounts

Your financial journey should be about possibilities, not fees. That's why at Members First Community Credit Union, we're proud to offer a Free Checking Account that empowers you to manage your finances without boundaries.

✔ Visa Debit/ATM cards available

✔ No minimum balance requirement

✔ No monthly service fees

✔ Courtesy Pay and Overdraft Protection available if qualifications are met

Don't settle for fees and limitations; choose freedom and financial empowerment. Open your Free Checking Account today and embark on a journey where your financial goals take center stage.

 

Money Market Checking

Your financial future deserves the best. That’s why Members First Community Credit Union offers the perfect blend of high yields and easy access to your hard-earned savings – A Money Market Checking Account. 

To qualify, you must:

✔ Minimum balance of $2,500.00

✔ Maximum no. of withdrawals per month: 2

✔ Minimum for withdrawals: $500.00 each

✔ Withdrawals can be by check, transfer, cash withdrawal, cashier's check, or money order

If you do not meet above requirements, then no dividends will be earned

 

Business Checking Accounts

Your business deserves a financial partner that understands your unique needs and empowers your growth. At Members First Community Credit Union, we're here to help you reach new heights with our comprehensive Business Checking Account.

✔ Tailored for Business - We've designed our Business Checking Account with your business in mind. It's packed with features to streamline your financial operations. 

✔ Earn Rewards - You’ve earned it! Keep earning reward points with your Business ATM/Debit Card – with each swipe, earn more! 

✔ Detailed Insights - Gain valuable insights into your business's financial health with detailed transaction histories and account statements, helping you make informed decisions.

✔ Seamless Transactions - Merchant Services available, allowing you to accept credit card payments from your customers.

✔ Digital Convenience - Access your account anytime, anywhere with our user-friendly online and mobile banking platforms. Manage your finances on your terms.

✔ Dedicated Support - Rely on our dedicated team of business financial experts who are ready to provide personalized support and guidance to help your business succeed.

No Fees on transactions, $0 minimum balance and balances over $2,500 can earn interest. Your business's financial success begins with the right partner. Discover the difference of banking with Members First Community Credit Union and take your business to new heights with our Business Checking Account.
Business Benefits MFCCU Business Debit Card Checks
Transactions post quickly online
Making it fast & easy to track expenses
Yes
No
Rewards
With 1 point for every $4 you spend⁴
Yes
No
Enhanced Protection
With Visa's Zero Liability Policy² and Real-Time Fraud Monitoring
Yes
No
Peace of mind when you buy
With Purchase Security³ and Extended Protection³
Yes
No
Employee account access
With coverage and protection from misuse
Yes
No
Payment in more places
Easy payments over the phone or online
Yes
No
¹ Visa SavingsEdge is an automated discount program offered by VISA U.S.A. Inc. to eligible businesses and their authorized cardholders that hold an eligible Visa Business Debit Card and whose enrollment in the program is accepted by Visa. Under the program, cardholders can receive discounts from participating merchants each time the cardholder uses an enrolled Visa Business Card to make qualifying purchases of goods or services pursuant to an active discount offered by the merchant and that transaction is processed or submitted through the Visa payment system (a "Qualifying Purchase"). Visa may modify, restrict, limit or change the program in any way and at any time. Visa reserves the right at any time to cancel the program. Visa also reserves the right to suspend or cancel any cardholder's participation in the program. Enrolled cardholders will only receive discounts for qualifying purchases that are in full compliance with the terms of the applicable discount offer. Discount offers may be subject to additional terms and conditions. Discount offers may be removed from the program at any time and are subject to availability. Discount offers are also subject to any applicable law or regulation that may restrict or prohibit certain sales. Discounts will not appear on the cardholder's receipt at the point of sale. Discounts are provided in the form of credits posted to the cardholder's applicable Visa Business Card account. Please visit www.visasavingsedge.com for complete details on the program, including the program terms and conditions.
² Visa's Zero Liability Policy covers US-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations, and other details, please consult your issuer.
³ Certain terms, conditions, and exclusions apply, in order for coverage to apply you must use your eligible Visa Business Debit Card to secure transactions. Please refer to your Guide to Benefits for further details.
⁴ MyRewardsPlus is a reward program on behalf of Members First Community Credit Union. When using the Visa Business Debit Card for purchase, you will earn 1 reward point for every 4 dollars spent. For more information, please visit www.dreampoints.com/membersfirstccu. You can also easily access your rewards account on the MFCCU Mobile App and Online Banking.