Certificates of Deposit (CDs)

A Members First Community Credit Union Certificate of Deposit (CD) is your ticket to secure, risk-free, and competitive returns on your hard-earned money. Available in 6, 12, 24-month terms.

✔ Steady Growth: Enjoy peace of mind knowing that your savings are steadily growing with a fixed interest rate that's higher than traditional savings accounts.

✔ Flexible Terms: Choose the term that works best for you, from short-term options to long-term savings plans, giving you the flexibility to meet your financial goals.

✔ Secure Investment: Rest easy, knowing that your investment is safe and insured up to the maximum allowed by law, providing you with financial security and peace of mind.

✔ Diverse Options: Whether you're saving for a future goal, retirement, or building an emergency fund, we have a range of CD options to meet your specific needs.

✔ Interest Earnings: Maximize your earnings with interest that's compounded regularly, helping you achieve your financial objectives faster.

✔ Rolling Over: At the end of your CD term, choose to roll over your funds into a new CD or access your money for your financial needs.

Swifty CD

Empower your child’s future with a Swifty Certificate of Deposit (CD) at Members First Community Credit Union. It’s never too early to start saving for their dreams. With our Swifty CD, you’ll enjoy competitive rates and the satisfaction of watching their savings grow steadily. Teach them valuable financial lessons and help secure their tomorrow.

Save to Win

No risk, huge opportunity! Our Save to Win account is a savings account with a twist. It acts like a traditional savings account, but with the added bonus of a chance to win cash prizes! When you make a qualifying deposit of at least $25 into your Save to Win savings account, you’re entered into a drawing where you’ll have a chance to win monthly and quarterly prizes. Not only is your money insured by the NCUA, but you get to keep every dollar you invest, plus interest. It is truly a win-win.

 
1: APY = Annual Percentage Rate. The APY is the percentage rate that reflects the total amount of dividends to be paid on an account based on the rate and frequency of compounding for an annual period. For all accounts, the dividend rate and APY are fixed and will be in effect for the initial term of the accounts. For accounts subject to dividends, compounding the APY is based on the assumption that dividends will remain on deposit until maturity. Dividends will not be paid if the account is closed at any time prior to maturity. Withdrawals may reduce earnings.